The Australian Government offers funding to the elderly to help them live longer in their own homes with dedicated Home Care Packages. The funding is aimed at helping you access affordable personal care services. The funding you acquire can be used to pay support staff or access other useful services.
You can also leverage this government funding to pay for additional assistance like personal care, laundry, household chores, or even shopping.
While it might appear difficult to understand home care packages initially, they are quite straightforward. Some individuals require a more independent life. In this case, the Level 3 Home Care Package serves as the second highest level of the entire package.
A level 3 package typically offers around 10-13 hours of assistance every week. You can decide how you would like to break these hours over the entire course of the week.
When you are eligible for the Level 3 of the Home Care Package by the Australian Government, some assistance you can expect are:
If you wish to be eligible for a Home Care Package in Australia, you are expected to meet several requirements. Firstly, you should be 65 years or older (50 years for ATSI individuals). Secondly, you must be in need of relevant support services to remain securely and independently in your own home.
You are provided the Level 3 Home Care Package as the ACAT team must have assessed your profile as requiring intermediate or comprehensive care needs. You require more than basic home care needs, still less than the intensive care services offered to those at the Level 4.
Typically, your Level 3 Home Care Package features:
The Level 3 Home Care Package is responsible for covering your overall care costs along with additional package management fees charged by the provider. For this level of home care package, you can expect a government contribution of AUS $107.70 every day or AUS $1507.80 every fortnight. This amount is reviewed on 1st July annually and this figure can change as well. The government subsidy is given to the package provider and will not affect your pension.
There are some exceptions to using your budget while using the Level 3 Home Care Package. Some to consider are:
At My Guardian, we understand that choosing the right Home Care Package provider can feel like a big decision, but you don’t have to figure it out alone. As a trusted and registered My Aged Care approved provider, we’ve supported over 8,000 families on their care journeys, and we’re here to support you too.
Whether you’re just getting started with your first Home Care Package or you’re looking to switch providers, our team is here to guide you through the process with care, clarity, and compassion. From understanding your package level to creating a personalised care plan, we’ll be with you every step of the way. We’re based in Sydney and proudly offer services across New South Wales.
Don’t hesitate to reach out for more information, we’re just a phone call away at 02 9336 7555, or you can contact us here. We’re ready to help make your care journey smoother and more comfortable.
Yes, depending on your financial situation, you may be required to pay a basic daily fee (up to $13.08 per day) and/or an income-tested care fee if your income exceeds a certain threshold. However, financial hardship provisions may be available.
Wait times vary depending on demand, but it can take 6 to 12 months or more to receive funding. If you need urgent care, you may receive interim support through the Commonwealth Home Support Programme (CHSP).
Yes, if your care needs increase, you can request a reassessment through My Aged Care to determine if you qualify for a Level 4 package, which provides higher funding and more comprehensive care.
Whether you’re ready to start experiencing quality care or just want to learn more about our services, our friendly support team are here to help. Send us a message by filling in the form, or call us anytime on.
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© 2025 My Guardian Terms & Conditions | Disclaimer
We acknowledge the traditional owners and custodians of country throughout Australia and acknowledge their continuing connection to land, waters and community. We pay our respects to the people, the cultures and the elders past, present and emerging.
© 2025 My Guardian Terms & Conditions | Disclaimer
We acknowledge the traditional owners and custodians of country throughout Australia and acknowledge
their continuing connection to land, waters and community. We pay our respects to the people, the cultures
and the elders past, present and emerging.
